Luxury in the Maldives: How 75,000 Chase Points Unlocked a $6,290 Six Night Stay at the Hyatt Maldives

The Maldives is a dream destination for many travelers, offering white sand beaches, crystal-clear waters, and unparalleled luxury. But the price tag? Not so dreamy. However, with the right strategy, you can turn your points and miles into a lavish vacation while keeping your cash firmly in your wallet.

Recently, we helped a family of three book a six-night stay at a stunning villa in the Hyatt Maldives for just 25,000 Hyatt points per night—a total of 75,000 Chase Ultimate Rewards points transferred to Hyatt at a 1:1 ratio. By leveraging this powerful transfer, they bypassed the exorbitant cash rate of $6,290 ($4,776 + $1,514 in taxes and fees) and paid exactly $0 in taxes and fees. Here’s a breakdown of why this was the best possible use of their points and why the Chase Travel Portal would have been a much worse deal.

The Breakdown: Cash vs. Points

Let’s take a look at how much this redemption was worth in cash:

• Cash Rate for 6 Nights: $6,290
• Hyatt Points Required: 150,000 (25,000 per night)
• Chase Ultimate Rewards Transferred to Hyatt: 75,000
• Point Value Achieved: 4.19 cents per point (6,290/150,000)

This is an exceptional redemption given that Chase Ultimate Rewards points are generally valued at 1.5 cents per point when used through the Chase Travel Portal.

Why Transferring Points to Hyatt Was the Best Move

Had this family used Chase Ultimate Rewards through the Chase Travel Portal, they would have needed 419,000 points for the same booking because the portal values points at 1.5 cents each. Instead, by transferring 75,000 points to Hyatt and redeeming them at 4.19 cents per point, they saved over 344,000 points—an amount that could easily cover another luxury trip!

Here’s the comparison:

Using Chase points at 1:1 for Hyatt redemptions consistently unlocks incredible value, and this Maldives booking is a perfect example.

The Experience: What 25,000 Hyatt Points Per Night Gets You

The Hyatt Maldives resort isn’t just any hotel—it’s an ultra-luxurious private island retreat that offers:

• Overwater and beachfront villas with direct access to pristine waters
• World-class dining with fresh seafood and international cuisine
• An infinity pool that blends seamlessly with the ocean horizon
• Complimentary snorkeling, kayaking, and paddle-boarding
• Spa treatments that redefine relaxation
• Exclusive sunset cruises and marine life encounters

This isn’t just a hotel stay—it’s an experience worth remembering.

The (Funny) Disclaimer: Are 6 Days on a Private Island Too Much?

Now, let’s be real. Spending six days on any island—even a luxury one—might be a bit much. The allure of the Maldives is undeniable, but at some point, you may start to crave variety. If you’re someone who enjoys hopping between different cities or experiences, consider splitting your trip between the Maldives and a nearby destination like Dubai or Singapore.

That being said, if your idea of paradise is six days of uninterrupted relaxation, gourmet dining, and unparalleled luxury, then this trip is exactly what your Ultimate Rewards were made for.

Final Thoughts: How We Can Book an Award Like This

1. Earn Chase Ultimate Rewards: Cards like the Chase Sapphire Preferred and Chase Sapphire Reserve are fantastic ways to accumulate these Chase points quickly.
2. We Transfer Points to Hyatt (1:1 Ratio): Hyatt redemptions consistently offer outsized value, especially compared to other hotel programs.
3. We Look for Award Availability: Hyatt offers a straightforward award booking process, and its elite benefits (like free breakfast and upgrades) make it a fantastic choice for points travelers.
4. You Enjoy the Trip of a Lifetime (for Free!): Why pay $6,290 when you can use 75,000 Chase points and pay nothing in taxes and fees?

This is just one example of how points-savvy travelers can unlock once-in-a-lifetime luxury without spending a dime.

Have you ever booked an incredible #Hyatt redemption? Let me know your best points win!